Here’s what £20,000 invested in the FTSE 100 in July 2025 is worth today…

On 27 February, the FTSE 100 hit an all-time excessive of simply over 10,910. Subsequent day, Donald Trump launched his conflict on Iran. International inventory markets plunged and so did the UK blue-chip index. Because the hovering oil worth threatened one other inflationary shock, traders braced themselves for catastrophe. It didn’t occur. The blue-chip index has held regular and it’s achieved very properly over the past 12 months.

At The Twelfth Magpie, we urge traders to look previous the short-term ups and downs of inventory market investing. Equities might be extremely risky within the quick run, however that’s a small worth to pay for the superior long-term outperformance.

See how inventory markets work your cash

During the last decade, the common Shares and Shares ISA has grown at a mean compound price of 9.64% a 12 months, with dividends reinvested. The typical Money ISA returned simply 1.21% a 12 months, in line with figures from recommendation web site Unbiased.

Right here’s what meaning in follow, based mostly on an preliminary funding of £20,000.

At that price, the common Money ISA would flip £20k into £64,868 over 30 years. Fairness traders would get £304,406, nearly 5 occasions as a lot. After all, nothing is assured.

Many traders have targeted on the US inventory market recently, which has flown on the again of these massive mega-caps. But, the FTSE 100 has achieved nicely too. During the last 12 months, it’s climbed 19.1%. It’s additionally given traders baggage of dividends, with a trailing yield of round 3.1%. This lifts the overall 12-month return to 22.2%.

That will have turned a £20,000 funding one 12 months in the past in July 2025 into a reasonably helpful £24,440. However that’s only one 12 months. The true rewards of fairness investing roll up over a long time, because of the magical compounding impact of equities.

Take a look at this stellar blue chip!

At The Twelfth Magpie, we choose to purchase particular person UK shares fairly than passively monitor the FTSE. It’s a bit riskier, however doubtlessly much more rewarding over time. Generally shares go gangbusters. That’s what’s simply occurred with infrastructure providers supplier Computacenter (LSE: CCC). Its the very best performing FTSE 100 inventory of everywhere in the final 12 months, up a fairly beautiful 114%.

Computacenter helps giant organisations handle their {hardware}, software program, and cloud networks, and it’s posted a string of thrilling buying and selling updates. Earnings are forecast to double this 12 months because of accelerating AI infrastructure and information centre investments, significantly from the US. The corporate was rewarded with promotion to the FTSE 100 in June.

The shares and order e-book are each booming however as ever there are dangers. Computacenter works to tight margins, and any slowdown in financial sentiment may hit revenues and earnings. And if AI proves to be a bubble, it may take an enormous hit.

The shares are slightly expensive after such a robust run, with a price-to-earnings ratio of 27. However not that costly, given the chance. I feel it’s value it contemplating for traders who perceive the dangers, as a part of a balanced portfolio of FTSE 100 and FTSE 250 shares aimed toward constructing wealth for the long run.

Do you have to make investments £5,000 in Computacenter Plc proper now?

When investing knowledgeable Mark Rogers and his workforce have a inventory tip, it may pay to pay attention. In spite of everything, the flagship Twelfth Magpie Share Advisor publication he has run for practically a decade has offered hundreds of paying members with prime inventory suggestions from the UK and US markets.

And proper now, Mark thinks there are 6 standout shares that traders ought to contemplate shopping for. Wish to see if Computacenter Plc made the checklist?

Harvey Jones doesn’t maintain any positions within the firms talked about.